The new job is going okay but I'm not used to the pay cut coupled with living by myself. All the bills are mine.
I'm a planner. I probably get that from my Mom. So, this morning over coffee I printed a couple months worth of calendars, put my paydays on them and then started filling in where bills fell.
I don't have any more money than I did, but at least I know which bills are coming out of which check and when do I can pay some down faster.
The sooner I get my car paid off, the sooner I can cut the insurance back on it. Full coverage is a bit more than I need so that'll save money two ways. I think I'll start on that.
It's not a perfect plan, but it is a plan so I'm counting it.